Malgra Covid-19 Support Hub

Latest updates / guidance

Healthcare decisions (and therefore restrictions) are devolved across the UK, which means that the information in one region may not be the same for all others. You should view information directly on your respective government website for the latest restrictions, information and guidance: English Government, Scottish Government, Welsh Government, Northern Ireland Executive.

What are the differences, and why? (brief overview)

The UK Government is responsible only for lockdown restrictions within England – this is because health and social care is a devolved matter, meaning that Scotland, Wales and Northern Ireland are responsible for their own policies in regards to public health.

When ‘lockdown’ was originally imposed in March this affected England, Scotland and Wales from 26 March, and Northern Ireland followed on 28 March, with individual ‘regulations’ made within the separate English, Scottish and Welsh parliaments and the Northern Ireland Assembly.

This means that each parliament (English Government, Scottish Government, Welsh Government, Northern Ireland Executive) remain responsible for introducing and lifting restrictions in their respective territories, meaning that some differences may apply as a result of being able to make their own individual decisions.

NOTE: The below lists are examples of how things are different only for reference and understanding of the complexities of the system – for the latest information please visit your respective government website for the latest information and rules/guidance.

England

As the national lockdown began to end in the summer months, England introduced some regional lockdowns to curb the increases in cases (for example in Leicester from late June 2020). This means that some regional areas within the country have different rules and regulations compared to other areas. On 12 October, the Government made changes to this by introducing a ‘Tiered’ system of ‘medium’, ‘high’ and ‘very high’, providing localised restrictions. This system has been temporarily replaced with a new ‘National Lockdown’ which takes affect from 5 November 2020.

Scotland

On 9 October, a new ‘central belt’ restriction came into force, with businesses located within this areas being subjected to restrictions on their operations. From 2 November, a new 5-tier system is introduced.

Wales

When the restrictions were slowly removed from 6 July, with groups allowing to meet again in small numbers. On 13 July, a range of hospitality and service industries reopened. In September, the government announced restrictions on 11 counties, requiring hospitality to close at 10pm.

On 23 October, Wales introduced a ‘firebreak’ lockdown, running until 9 November closing all non-essential services and shops.

Northern Ireland

Lockdown was initially introduced at the end of March but relaxed most measures over the summer period in line with other regions. Localised restrictions in some areas were introduced on 10 September, and mixing of different households inside was restricted from 22 September.

Localised restrictions were enhanced further with a partial lockdown introduced on 16 October, running initially for 4 weeks.


Financial help and support

Your Tax Return – get on track now!

You know we’d mention this, and this period can be a great opportunity to catchup on everything accounting wise. Grab your laptop and use our spreadsheets to get your business up to date. You’ll then be ready next month for the year-end, and able to submit your tax return as soon as the window opens.

Remember: As soon as you’ve submitted your tax return after April, you can then spread payments over the year. This could be essential if you have a larger than expected tax bill.

Suspend Credit Card, Loan or Mortgage Payments

The FCA is currently proposing support to be made available for anyone struggling to make Credit Card, Loan or Mortgage payments (and other items too).

Contact your lender directly for details of any schemes which are available to you.

Payment on Account

On 21 March 2020, the chancellor confirmed that any Payments on Account which were due for payment on 31 July 2020 are now deferred until 31 January 2021.

If you have made payments on account already, and your profits are likely to be lower, you can request a repayment from HMRC

Time To Pay (HMRC Bills)

If you are due to pay HMRC in the coming weeks or months, contact them directly if you need help. 

HMRC may be able to review your tax responsibilities and support you with deferred repayments.

VAT Deferral – Longer to pay (March – June 2020)

On 24 September 2020, the chancellor advised that businesses which deferred VAT due from 20 March to 30 June 2020 can now make payments over a longer period.

You will need to opt-in to this scheme through your VAT account on gov.uk

Health and Wellbeing

Nutrition and Hydration

We appreciate that having this topic when creating documents for a Slimming World audience may seem odd, but it’s one obvious thing that you may not think of.

Although you may be required to remain at home, or reduce social interaction, your nutrition and hydration is important.

Ensure you keep healthy with a range of food. If you try a new (SW!) recipe, add it to social media and your groups’ Facebook group, encourage discussion with your members!

Fitness and exercise

If you find yourself in the house a lot more than you would before, your body may start to miss out on a lot of activity. A Slimming World Consultant can walk a lot of steps during a typical group, not including lifting and moving your interest table and SW Kit!

Try and include some form of activity in your day. There’s a lot of non-equipment based exercises (like walking, gardening and cleaning) but if you feel more energetic, try one of the fitness videos on Youtube. Joe Wicks has a range of videos, Lloyds Pharmacy has some easy bed-based exercises (not what you think..) or how about a retro blast to the best selling 1980’s workout from Jane Fonda?

Sleep

leep is very important, and where you can, try and ensure you get your usual sleeping pattern fixed. An extra hour in bed may be possible, and can boost your mood.

Try to switch off from the news networks, facebook and local groups – leave the mobile away from your bedside and try and have some chill down before bedtime.

Virtual Contact

Keep chatting with colleagues, friends and family when you can. 

The majority of people have access to Facetime or Facebook Messenger for a quick virtual chat – or failing that, the telephone is always around.

Feel free to post in our Facebook group with any ideas you may have!


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